At the end of the day, it's just about understanding your numbers

If I've got money in the bank, I'm good. If I don't have money in the bank, I'm not good

The smaller the business, the more likely they are just to, hey, if I've got money in the bank, I'm good

It's not about restriction, it's about being intentional about knowing where your money is going

You should have a budget for your household

This topic is both household and business

A lot of people don't know they don't have no clue in terms of how their money is being spent

Throw your retirement or saving into the needs category so it comes out

You can make a want a need if other needs are not necessarily there

There's a saying that when you know better, you do better

Most people don't like the word budget because they feel like it's a punishment

The multiple line section is usually going to be your expenses

Numbers tell a story

If you're negative at the bottom, you need a new plan

You make more money or cut some

Your knowledge is only limited to what you know

Someone who considers that a need may not have other wants

It exposes you, it's like your financial nakedness